BUFFALO, N.Y. (WIVB) - In these tough economic times, is it better to use cash orcredit?
It's estimated the average outstanding debt for households witha credit card was more than $10,000 dollars in 2008.
Sue Braun of Buffalo said, "t seems sort of low. I think tons ofhouseholds have way more than that, I'm not at that level but Icould be pretty easily."
With so many people in debt, many of us are looking for ways toget out of debt without making drastic changes.
According to consumer experts something as simple as using cashinstead of a credit or debit card, makes a big differenceovertime.
"People did that people socked away a couple of bucks from apaycheck. They had travel accounts, vacation accounts, educationand savings accounts," said Paul Atkinson, of Consumer CreditCounseling Service of Buffalo.
Generally, people we questioned concerning cash vs. creditagree, cash helps you stick to a budget plan.
"I feel it's more better than a credit card. Seems like theycharge you when you use credit cards," said Lisa Walker, ofBuffalo.
Leigh Abbott of Buffalo said, "I prefer using cash."
Some people don't see cash as king.
Jamel Sharp of Buffalo said, "If I have money in my pocket Ispend it more. If I have it on my debit card, I'm more likely towatch what I'm spending."
Consumer expert Paul Atkinson says overall, if you're seriousabout saving money, create a budget and only spend what youhave.
Atkinson said, "If you get in the habit of establishing aroutine where you know how much you've got coming in and how muchyou have going out, and you live on a cash bases your life will bea whole lot simpler."
Keeping it simple is smart when it comes to money.
An eight-year-old boy was shot Thursday morning in Cattaraugus County. Officials are at the scene on West Road, in Leon.
There is another Lake Effect Snow Warning in effect for Erie, Wyoming, Chautauqua and Cattaraugus Counties from Thursday through early Friday.
Lake Effect Snow Warnings return today with the chance for an additional foot for some areas.
A 26-year-old male employee of Ying's Wings and Things told police that Haibo Jiang, also known as Jimmy Ying, choked him until he passed out.
A Good Samaritan died Wednesday while trying to assist the driver of a tractor trailer who got stuck in the snow.
Viewers sent in photos from the snowfall around Western New York.